Insurance Costs, Kresston Buzz & A Lake Conroe Escape


Hi, Reader!

Summer’s winding down, backpacks are coming out of the closet, and parents everywhere are secretly cheering as kids head back to school.

Meanwhile, the Northwest Houston housing market is writing its own lesson plan: buyers are finally getting more breathing room, sellers are learning that pricing is everything, and everyone’s bracing for rising insurance costs.

This month, we’re breaking down the market numbers, spotlighting Kresston—Magnolia’s newest master-planned gem, and featuring a Lake Conroe condo that might be your perfect weekend escape.

So grab your pumpkin-spice-in-training iced coffee and let’s dive in.

August Market Check-In

What the numbers say—and what they mean—for buyers and sellers.

Northwest Houston’s housing market is settling into a new rhythm this summer. More homes are hitting the market, giving buyers breathing room they haven’t had in years. Sellers, on the other hand, are realizing that strategy—not just listing—is the name of the game.

🏡 Tomball: A balanced field. Inventory is climbing, days on market are stretching, and prices pulled back slightly. Sellers need sharp pricing, while buyers finally have room to negotiate.

🌲 Magnolia: A win for buyers. Inventory is high, prices are softening, but homes are selling faster when priced right. Flexibility is paying off on both sides.

🚤 Montgomery: The clearest buyer’s market. High inventory and longer selling times mean leverage is in buyers’ hands, especially for those willing to wait and negotiate.

🏘 Cypress: Steady as ever. Homes are moving consistently with only slight price dips, keeping the market balanced.

🌳 The Woodlands: Competitive, especially at the high end. Luxury sales pushed prices up, but homes are still flying off the market compared to neighboring areas.

💡 The takeaway: Buyers—this is your season of choice, particularly in Magnolia and Montgomery. Sellers—pricing and presentation are everything if you want to stand out.

Why Your Home Insurance Just Got Pricier

Premiums are climbing fast across Northwest Houston—and it’s not just you.

From hurricanes to freezes, insurers have shelled out billions in claims over the last decade, and now they’re passing those costs down. Add in inflation, pricier repairs, and companies like Hippo pulling out of Texas, and the result is record-breaking rate hikes.

  • Sticker shock: The average Houston-area homeowner now pays $5,165/year for coverage on a $350K home—well above both state and national averages.
  • Options shrinking: More insurers are limiting new policies or canceling renewals outright, leaving some residents with the bare-bones Texas Fair Plan as a fallback.
  • New law incoming: Starting in 2026, insurers will have to explain why they cancel or refuse renewals.

What you can do now: Shop early, compare quotes, bundle policies, and invest in maintenance like roof upgrades or storm-proof windows. Being proactive can help keep you covered—and maybe even save you money.

Kresston: Magnolia’s Next Big Thing?

Is this 1,400-acre master-planned gem the best-kept secret in Northwest Houston real estate?

Kresston, developed by Johnson Development Services, is quickly gaining buzz for blending small-town charm with modern amenities. The community will feature 3,000+ homes, trails, on-site schools, parks, and mixed-use space, all tucked just off SH 249 for easy access to The Woodlands or College Station.

Why buyers are watching:

  • Design variety: From farmhouse-inspired builds to luxury floorplans, with homes starting in the high $200Ks.
  • Big-name builders: Perry, Highland, David Weekley, Chesmar, Village, Westin, and more—many offering incentives like closing-cost help or design upgrades.
  • Family-first living: Planned Magnolia ISD school on-site, splash pads, pickleball, trails, and pocket parks.
  • Growth upside: Part of a projected $9.9B build-out in Magnolia, meaning long-term equity potential.

👉 If you want affordability, lifestyle perks, and long-term promise, Kresston deserves a spot on your shortlist.

✨Featured Listing

Got friends or family looking to move? Check out what’s on the market right now from Texas Home Coach.

🏖️ 13151 Walden Rd #135, Montgomery, TX – $110,000

Charming 1-bed condo on Lake Conroe’s golf course. Ideal for investors, full-timers, or weekenders.
✅ Ground-floor unit with granite, washer/dryer, and appliances
✅ Access to pool, gym, marina, and more
✅ Recently warrantable HOA status
🔗 Request a showing

🧠 Shower Thought:
If you’ve ever lost your car keys at home, you’ve technically hidden something from yourself better than most burglars ever could.

🏁 That’s a wrap…

Got your eye on a home? Thinking of listing before school starts again? Let’s draw up the playbook.
📅 Book a quick strategy call with me
🔍 Browse new listings in your area

Catch you in our next huddle,

Texas Home Coach

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